Frequently Asked Questions | Dunk Health

Common Questions About Insurance

Trusted by 5,000+ clients
across 33 states since 2014

33 States Served
98% Client Referral Rate
5000+ Happy Clients
30-Day Satisfaction Guarantee

We handle all the complex parts for you! Our team manages research, paperwork, and enrollment. Plus, with our mobile app at Dunk.Health/App, you get 24/7 access to your insurance tools and resources. We're proud of our 98% client referral rate because we make insurance simple and stress-free.

Unlike others, we offer:
  • 30-day satisfaction guarantee
  • Dedicated support beyond enrollment
  • Mobile app for 24/7 access
  • Team of healthcare, finance, and insurance experts
  • Comprehensive coverage options (health, dental, vision, life, and more)

Yes! We prioritize finding plans that let you keep your preferred doctors. During our consultation, we'll check your doctors' network status and find plans that maintain your current medical relationships while optimizing your coverage and costs.

Our mobile app provides instant access to:
  • Digital insurance ID cards
  • Claims filing and tracking
  • 24/7 support access
  • Coverage details and benefits
  • Provider network directory
Visit Dunk.Health/App on your phone to get started!

As specialists in helping self-employed individuals, we offer tailored solutions including:
  • Individual health plans with comprehensive coverage
  • HSA-compatible options for tax advantages
  • Combined packages (health, dental, vision)
  • Flexible payment options
Plus, our 30-day guarantee ensures you'll find the right fit for your business needs.

We streamline the enrollment process to get you covered as quickly as possible. Many of our clients get approved within 24-48 hours. We handle all paperwork and provide instant access to digital ID cards through our mobile app once your coverage is active.

Our guarantee ensures you're completely satisfied with your coverage. If you're not happy with your plan within the first 30 days, we'll work with you to adjust or find a different solution that better meets your needs. This is part of our commitment to maintaining our 98% client referral rate.

Open Enrollment typically runs from November to January. However, you may qualify for Special Enrollment if you've experienced life changes like marriage, birth, job loss, or relocation. Our team can help determine your eligibility and guide you through the enrollment process at any time.

To streamline your enrollment, please have ready:
  • Government-issued photo ID
  • Proof of income (pay stubs or tax returns)
  • Social Security numbers for all family members
  • Current insurance information (if applicable)
  • Basic medical history information
Our team will guide you through exactly what's needed during your consultation.

We offer several ways to optimize your coverage costs:
  • Premium tax credit qualification assessment
  • HSA-compatible plan options for tax advantages
  • Wellness program discounts
  • Bundle options for multiple coverage types
  • Customized deductible and premium balancing
Contact us at (941) 504-8132 for a personalized cost-saving analysis.

DUNK Health provides comprehensive insurance solutions including:
  • Health Insurance
  • Dental Coverage
  • Vision Plans
  • Life Insurance
  • Business Insurance
  • Accident Coverage
  • Critical Illness Protection
  • Disability Insurance
All plans come with our 30-day satisfaction guarantee and ongoing support.

DUNK Health is proud to serve clients across 33 states with licensed insurance agents. Our team is knowledgeable about state-specific regulations and coverage options. Contact us at (941) 504-8132 or email [email protected] to verify coverage availability in your area and receive state-specific information.

Under current health insurance laws, all ACA-compliant health plans must cover pre-existing conditions. You cannot be denied coverage or charged more due to pre-existing conditions. Our team will help you find the most comprehensive coverage options that address your specific health needs while optimizing your costs.

Getting started is easy:
  • Call us at (941) 504-8132
  • Email us at [email protected]
  • Request a free quote through our website
  • Download our mobile app at Dunk.Health/App
Our team will schedule a consultation to understand your needs and find the perfect coverage solution.

Yes! DUNK Health offers exciting opportunities for licensed insurance agents, including:
  • Exclusive sales contracts
  • Licensing assistance
  • Comprehensive training
  • Access to multiple insurance products
  • Support from an experienced team
Contact us to learn more about building your insurance career with DUNK Health.

Insurance options and regulations vary by state. We provide state-specific:
  • Coverage options and requirements
  • Premium assistance programs
  • Enrollment periods
  • Network availability
  • Local insurance regulations
Visit our state-specific landing pages at Dunk.Health for detailed information about coverage in your area.

Your privacy is our priority. DUNK Health maintains strict security measures:
  • Comprehensive Privacy Policy
  • Secure data encryption
  • HIPAA compliance
  • Regulated under NPN #17271496
  • Secure mobile app access
Review our complete Privacy Policy on our website for detailed information.

Out-of-pocket maximums are the most you'll pay for covered services in a policy year. Once reached:
  • Your plan pays 100% of covered services
  • You continue paying only premiums
  • Protects you from catastrophic costs
  • Resets annually
We'll help you understand and choose the right out-of-pocket maximum for your budget and needs.

Our business insurance solutions include:
  • Group health insurance
  • Employee benefits packages
  • Business liability coverage
  • Workers' compensation
  • Customized multi-policy solutions
Contact us for a comprehensive business insurance consultation.

DUNK Health operates with full transparency:
  • National Producer Number (NPN): #17271496
  • Licensed in 33 states
  • Owned by Zachary Duncan
  • Established in 2014
  • 98% client referral rate
  • Over 5,000 satisfied clients
You can verify our credentials through your state's insurance department.

Still have questions? We're here to help!

Get a Free Quote (941) 504-8132

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Why 5,000+ Clients
Trust Zachary Duncan

Expert Guidance, Zero Hassle: Our licensed agents handle all research and paperwork, saving you countless hours of confusion.

98% Client Referral Rate: Join thousands of satisfied clients who trust us with their healthcare coverage needs.

24/7 Support: Access your insurance tools anytime through our mobile app, with ongoing expert support beyond enrollment.

Coverage Since 2014: Access all your insurance needs in one place - expertly tailored to your budget.

"Dunk"

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30-Day Satisfaction Guarantee • Licensed in 33 States

Trusted by 5,000+ Happy Clients

98% Client Referral Rate Serving 33 States
Verified Client

"Exceptional agent! Knowledgeable, attentive, and secured the perfect plan for me. Highly recommended!"

Kevin B.

Health Insurance Client

Verified Client

"Extremely knowledgeable, efficient, and truly caring! Highly recommend for all your health insurance needs."

Ashley P.

Family Coverage Client

Verified Client

"Outstanding private agent! Personalized service, great coverage options. Highly recommended!"

Charlie R.

Business Insurance Client

Verified Client

"As a small business owner, I was overwhelmed with insurance options. DUNK Health found perfect coverage for my team at 30% less than I was paying. Their mobile app makes managing everything a breeze!"

Sarah M.

Small Business Owner

Verified Client

"Finally, an insurance agent who speaks plain English! They handled everything - paperwork, research, even helped me keep my current doctors. Best part? Their 24/7 support actually answers when you call!"

Michael T.

Family Health Plan Client

Verified Client

"Recently retired and needed to switch insurance. DUNK Health found me a comprehensive plan that includes dental and vision, saving me $200/month! Their 30-day guarantee gave me confidence to make the switch."

Patricia L.

Retirement Coverage Client

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